Payment and Fees
Fees
Individual psychotherapy: $300
Family therapy and/or couples therapy: $350
Payment
An updated credit card, debit card, or FSA card is kept on file in our secure electronic medical record system, and will be charged at the end of each session.
Insurance
Lifespan Therapists providers are all out-of-network. This means that we are not “paneled” with your insurance company, but if you have out-of-network mental health benefits on your plan, you may be entitled to partial reimbursement of the fee you pay your therapist out of pocket. We will provide you with a detailed statement at the end of each month that you can submit to your insurance provider for reimbursement.
Out-of-Network Benefits
Below are some questions to ask your insurance provider, if you would like some clarity on exactly how much of your sessions will be covered:
What are my out-of-network benefits for psychotherapy?
Do I have a deductible?
Are there a limited number of sessions that are covered by my plan?
Do I need any type of prior authorization or referral?
Is telehealth covered at the same rate as in-person sessions?
How much (percentage of “allowable amount”) will I get reimbursed per visit when I see an out-of-network mental health provider?
What is the “allowable amount” for individual psychotherapy (CPT code: 90834) with a psychologist (PhD) or licensed clinical social worker (LCSW) in Brooklyn, NY (Zip code: 11218)? For couples therapy or family therapy (CPT code: 90847)?